Earnest Haynes
Earnest Haynes Residential Mortgage Loan Officer Call Today (803) 387-0447

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Refinance

Home Refinance Loans without the Hassle!

Need refinancing options on a primary home or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a refinance analysis request.

We’ll help you clearly see differences between loan programs, adjusting the terms, or simply evaluating your overall strategy… allowing you to choose the right scenario for you whether this is your first refinance or seventh.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

*All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change. VA loan subject to veteran’s full eligibility. USDA Program is for primary residence only and Income and Geographic limits apply.

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

What loan programs do we offer? Easy… pretty much all of them!

  • Fixed Rate Mortgages
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Construction Loans (Including One-Time & Two-Time Close)
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Reverse Mortgages